Proof of Reserves structure: assets (signed addresses, unencumbered) and liabilities (Merkle root, zk sum proof)

How Proof of Reserves (PoR) Actually Works

A technical breakdown of Proof of Reserves: Merkle liability commitments, signed reserve addresses, what each party can verify, and the trust assumptions that remain.

November 2, 2026 · 6 min · 1225 words · Jackie